Welcome to the future of personal finance.

Bancfy is not just an app, it's your new financial ecosystem. We combine the wisdom of the Kakebo method with the power of AI to give you absolute clarity.

Join the revolution Discover more

The most complete app for your financial health.

We have combined proven methods with cutting-edge technology to give you unprecedented control.

Digital Kakebo Method

The Japanese art of saving, simplified. Record, analyze, and become truly aware of every penny you spend.

Bancbot, your AI Coach

Receive hyper-personalized advice thanks to Machine Learning that learns from your daily habits.

Fun Gamification

Saving is a game. Earn trophies, level up, and compete in individual challenges or with friends.

All your Accounts

Checking, savings, investment, crypto, and credit. Everything centralized in one place, even shared accounts.

Interactive Education

Learn finance with mini-games and knowledge pills. Unlock levels of financial wisdom!

Opportunity Radar

Discover the real impact of "ant" and "vampire" expenses, and visualize how much you could have earned by investing them.

Visualize your Financial Success

An interface designed to make your rational and emotional brain fall in love.

Our Story

From uncertainty to clarity with Bancfy

At some point, we have all felt overwhelmed by our finances. Unexpected expenses, impulsive decisions, and the feeling that money slips through our fingers. I was there too.

For years, I struggled with my finances without understanding why I couldn't save. "Vampire expenses" consumed my budget without me noticing. I felt lost, without tools that truly helped me.

That was when I decided to take control. Thus the idea of Bancfy was born: a tool that not only manages money but educates, motivates, and transforms your relationship with it.

Bancfy is your companion on the journey to financial health. What distinguishes us is the holistic approach: it's not just about controlling, but understanding, learning, and making informed decisions. It is a tool designed to empower you.

Today, I invite you to take the first step towards a healthier and more conscious financial life. Join the Bancfy community.

Frequently Asked Questions

Have doubts? Here we solve the most common ones.

Bancfy is your personal financial coach. We have transformed the Japanese Kakebo method into a digital, intuitive, and gamified experience. We not only help you record your expenses but to understand them and take control of your money in a simple and motivating way.

Absolutely. Security is our fundamental pillar. All your information is protected with end-to-end encryption and bank-level security protocols. Your privacy and your data are yours alone.

Of course! Your information syncs in real-time across all your devices. Plus, we've included the "shared accounts" feature, ideal for managing finances as a couple, with family, or roommates.

NO. Bancfy is not a bank nor does it connect to your bank accounts. We believe in absolute privacy and the conscious method. You have total control of your data, without banking intermediaries.

Yes, the heart of Bancfy is and will always be free, giving you all the tools you need for your day-to-day. For those who want to take their finances to the next level, we will offer complementary Premium options with advanced features.

We are ready for a global world. Bancfy is compatible with over 50 traditional currencies and over 30 of the most important cryptocurrencies, so you have a complete view of all your assets in one place.

The financial revolution starts in
January 2026.

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Shall we talk?

For collaborations, press, or any other inquiry, our team is ready to listen. Fill out the form or write to us at info@bancfy.com.