Welcome to the future of personal finance.

Bancfy isn't just an app; it's your new financial ecosystem. We combine the wisdom of the Kakebo method with the power of AI to give you clarity and control you've never imagined.

View of the Bancfy application on a smartphone

The most complete app for your financial health.

We have combined proven methods with cutting-edge technology to give you unprecedented control.

Digital Kakebo Method

The Japanese art of saving, simplified. Record, analyze, and become aware of every expense.

Bancbot, Your AI Coach

Receive personalized advice thanks to Machine Learning that learns from your habits.

Fun Gamification

Saving is a game. Earn trophies and compete in individual or social challenges.

All Your Accounts

Checking, savings, investment, crypto, and loans. Everything in one place, even shared accounts!

Interactive Education

Learn finance with mini-games and knowledge pills. Unlock new levels!

Opportunity Radar

Discover the real impact of "latte factor" and phantom expenses and how you could have invested them.

Visualize Your Financial Success

A clean and powerful interface designed to give you clarity, not more confusion.

Screenshot of the Bancfy app showing savings goals
Screenshot of the Bancfy app showing the gamification section
OUR STORY

From uncertainty to clarity with Bancfy

At some point, we have all felt overwhelmed by our finances. Unexpected expenses, impulsive decisions, and the feeling that money is slipping through our fingers. I was there too.

For years, I struggled with my finances without understanding why I couldn't save. "Vampire expenses" consumed my budget without me realizing it. I felt lost, without tools that truly helped me.

That's when I decided to take control. Thus, the idea of Bancfy was born: a tool that not only manages money but also educates, motivates, and transforms your relationship with it.

Bancfy is your companion on the journey to financial health. What sets us apart is the comprehensive approach: it's not just about tracking, but about understanding, learning, and making informed decisions. It is a tool designed to empower you.

Today, I invite you to take the first step towards a healthier and more conscious financial life. Join the Bancfy community.

Frequently Asked Questions

Have questions? We answer the most common ones here.

Bancfy is your personal financial coach. We have transformed the Japanese Kakebo method into a digital, intuitive, and gamified experience. We don't just help you track your expenses, but to understand them and take control of your money in a simple and motivating way.

Absolutely. Security is our cornerstone. All your information is protected with end-to-end encryption and bank-grade security protocols. Your privacy and your data are yours alone.

Of course! Your information is synchronized in real-time across all your devices. Plus, we've included a "shared accounts" feature, perfect for managing finances with a partner, family, or roommates.

It's not necessary. We believe in the power of manually tracking your expenses to build awareness, as taught by the Kakebo method. However, to give you flexibility, we also allow you to import your transactions from a PDF, Excel, or CSV file quickly and easily.

Yes, the heart of Bancfy is and always will be free, giving you all the tools you need for your day-to-day. For those who want to take their finances to the next level, we will offer complementary Premium options with advanced features.

We are prepared for a global world. Bancfy supports over 50 traditional currencies and more than 30 of the most important cryptocurrencies, so you can have a complete view of all your assets in one place.

The financial revolution begins in November 2025.

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Let's Talk

For collaborations, press, or any other inquiry, our team is ready to listen. Fill out the form or write to us at info@bancfy.com.